Macoob CARE

Life Insurance Consultations

HARIHARAN AL MANOHARAN

For your easy reference

Life Insurance Checklist

Here is the summary of your life insurance.

How the policy will take care of your life and what’s next for your life.

Safety

Safety should be the first concern in life insurance to provide financial protection, mitigate risks, offer peace of mind, ensure stability for dependents, and enable effective long-term planning.

Personal

Medical Insurance: MaxHealth 200
Life Insurance with Investments: People Link

Plan: Maxhealth 200
Official reference of product plan click here

You have secured yourself with following details:

  • Lifetime coverage until 100 years.
  • Unlimited amount of coverage.
  • RM1 million per year coverage.

We are happy that you are free from the risk of hospitalization bills and other risk of losing assets due to high hospital bills.

Plan: People Link
Official reference of product plan click here

Life insurance gives you cash in the event of bad scenario due to following situations:

  • Death event RM100,000.00
    Consultants advice:
    In the event of death, this is very important to cover your liabilities. If you have family, we should take into the account.

  • Early critical aid support with cancer recovery. In the event of diagnosed with critical illness at early stage, a sum of RM50,000.00 will be paid for your financial support.
    Consultants advice:
    At early stage, you might need financial support as might loss income and to support your commitments.

  • Hospital allowance RM100 per day.
    Consultants advice:
    In the event of hospitalizations, this allowance will be paid daily for your income replacements.
    Suggested the daily amount is equal to your current daily income + 30% (for future preparations)

  • Secure critical illness waiver.
    In the event of diagnosed of critical illness, your policy premium will be covered by MCIS.

Family

Status: to be discussed

Savings

Savings are crucial for wealth accumulation, financial security, income generation, retirement planning, goal achievement, inflation protection, and wealth transfer.

Read more about the importance of savings here

Personal

Plan: EzySaver 10 years savings investment plan with 20 years return.
Official MCIS product reference click here

Read more about why guaranteed amount is important here

Your savings policy has guaranteed amount of which will be pay back every year starting on 3rd year until the end of the policy.

 

Read more about the importance of investment returns here

Your policy will give you investment returns.

30% from your savings will be invested.

Read more about the importance of maturity amount click here

Your policy has maturity amount will be paid to you at the end of your policy year.

Accumulated Guaranteed Cash Payment
RM 16,113

Forecast Investment Returns by mCare
RM 35,310

Maturity Amount
RM 15,720

Total return: RM 67,143
Total savings: RM36,250.8

Your policy matured at your age of 47 year old.

You are advised to boost your future return with investments saving plan for every of your yearly income increment with new allocations.

Note: All figure are based on your policy emailed to you for reference. Unless stated by mCare.

Children

Status: to be discussed

to be discussed

to be discussed

to be discussed

Investments

Take benefit with investments. Never worried about inflations. Cover the inflations with investments. The economy growth.

Plan: to be disucussed

Personal

Status: to be discussed

to be discussed

to be discussed

to be discussed

to be discussed

Children

Status: to be discussed

to be discussed

to be discussed

to be discussed

to be discussed

Contact Us If You Have Any Question

“Got questions? We’re all ears! Reach out anytime for answers, assistance, or just a friendly chat. We’re here to help.”

Notice

Dear customer, please acknowledge to contact our listed consultants & agent only.

Please check at our agent & consultants page.

Contact us

We will contact you to proceed and sign up for medical card. We will come to your place.